Occasionally, you may prefer to use Illinois ridesharing services rather than drive your own vehicle. Would you know how to handle a ridesharing accident that results in injury?
Inc.com breaks down the steps to take as a passenger injured in a ridesharing accident. Keep yourself from having to pay for someone else’s negligence.
Just as you would in an accident in your personal vehicle, one of the first things to do (after contacting emergency services, if necessary) is to gather information from the rideshare driver as well as all other drivers involved in the accident. If there were witnesses, be sure to get their statements and contact information.
Contact insurance companies
Usually, rideshare drivers must have their own insurance policy. Additionally, ridesharing companies often have their own liability policies. One thing to know is that ridesharing liability policies depend on which phase of the ride the driver is in. Common phases include app off, online, accept trip, start trip and end trip. The rideshare company’s policy may only activate once the driver turns on the app to start accepting rides but does not yet have a passenger in the vehicle. In any case, the next step is to reach out to all insurance companies involved, both the driver’s and the ridesharing company’s insurance providers.
Consider consulting with a professional
Depending on the extent of your injuries, you may want to turn your case over to a professional with a background in ridesharing passenger injuries. That way, you stand the best chance of maximizing your claim. This also allows you to focus on making a full recovery rather than jumping through hoops making calls and dealing with stubborn insurance companies.
This information is only intended to educate and should not be interpreted as legal advice.